Net Worth Update - April

I wish I could say that I'm keeping up with this blog as much as I hoped. My original goal was to capture an audience and perhaps give a little, and learn a lot at the same time. The month of April was great for both the domestic and international market. Not only have I made up for the slip in February of this year, I have made great gains in most of my investments.

This month, I increased my net worth by $3,369.43 which is 4.44% of my previous net worth. This coming Tuesday, May 8th, is the quarterly announcement for CSCO and I plan to liquidate a good percentage of my holdings. This brings me to my next question...

When do I sell? Knowing that CSCO has performed well, and will continue to perform well, do I sell and accept the annualized return of about 8.5%, or do I sell a significant portion and diversify? I need to do more research but in the past few weeks stocks suck as Amazon, Baidu, Apple, etc have all perform exceptionally with me standing behind wishing I had thrown my money in earlier.

More importantly, I am showing significant gains with my mutual funds and they are out performing my stock selections. The concept of "beating the market" is difficult to comprehend since index's is the market average- for every seller there is a buyer. For everyone selling, there is another opportunist. I must continue to learn how to choose the best selection for my portfolio while remebering that mutual funds do very well in the long run although boring.

Please, provide any feedback about my portfolio or any other ideas. My upcoming update will be about the account aggregator program on www.yodlee.com .